Investing in property for the first time is a significant financial decision — and getting the right loan structure from the start makes all the difference. At SaaN Home Loans, we guide first time investors through loan options, borrowing capacity, interest-only repayments, and tax considerations, ensuring your investment is built on a solid financial foundation.
We compare lenders across our panel to find the most competitive investor loan rates and structure your financing in a way that maximises your returns from day one.
We compare investor loan products across multiple lenders
So you get competitive rates and terms tailored specifically to investment purposes.
We structure your loan to maximise returns
Whether that means interest-only repayments, an offset account, or leveraging existing equity from your home.
We are in your corner from day one
Legally required to act in your best interest, not the bank's.
Service Benefits
We focus on personalized solutions partnering with leading lenders to secure the best terms for your situation. Our process includes:
Frequently Asked Questions
- Do I need a large deposit to invest in property?
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Most lenders require a minimum 10–20% deposit for investment loans. If you own a home, you may be able to use your existing equity as your deposit.
- What is an interest-only loan and is it right for me?
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An interest-only loan means you only repay the interest for a set period, keeping repayments lower. It is commonly used by investors to improve cash flow. We assess whether it suits your strategy.
- Can I use my home equity to buy an investment property?
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Yes. Many first time investors use equity built up in their primary home as a deposit for their first investment property. We can assess how much you can access.
- Will investment loan rates be higher than my home loan rate?
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Generally yes. Investment loan rates are slightly higher than owner-occupier rates. We compare across our lender panel to find the most competitive option available to you.
Free Consultation
We assess your financial position, borrowing capacity, and investment goals.
Loan Recommendation
We identify the most suitable investor loan structure and compare lenders on your behalf.
Application
We handle all paperwork and liaise with the lender from start to finish.
Settlement
Your investment loan settles and your property journey begins.
