At SaaN Home Loans, we help first home buyers across Australia step confidently onto the property ladder. With access to the Australian Government's Home Guarantee Scheme, you could buy your first home with just a 5% deposit — and pay zero Lenders Mortgage Insurance. We do the heavy lifting so you can focus on finding the home you love.
We do the heavy lifting so you can focus on finding the home you love.
Regional First Home Buyer Guarantee
Purchasing in regional Australia? Same 5% deposit benefit, no LMI. Up to 10,000 places per year.
5% Deposit | No LMI Required
Buy your first home with a 5% deposit and no LMI. Up to 35,000 places available each financial year.
Family Home Guarantee
For single parents and single legal guardians. Buy with just a 2% deposit and no LMI. Up to 5,000 places per year.
Service Benefits
Our approach is built on clear communication and personalized support. We believe every first home buyer deserves expert guidance without the confusion, and we're here to make that happen for you.
Understand your eligibility for First Home Owner Grants, stamp duty concessions, and government schemes that can save you thousands.
Get clear explanations of loan options, interest rates, and repayment structures tailored to your financial situation and goals.
We compare loans across multiple banks and lenders to find you the most competitive rates and favorable terms available.
Frequently Asked Questions (FAQs)
- Am I eligible for government grants?
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Eligibility for First Home Owner Grants and stamp duty concessions varies by state and depends on factors like property value, whether it's new or established, and your residency status. We'll assess your situation and help you understand exactly what you qualify for.
- How much deposit do I need?
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Most lenders require a minimum 5-20% deposit. The larger your deposit, the better your loan terms typically are. We'll explain your options, including Lenders Mortgage Insurance (LMI) if you have less than 20%, and help you create a deposit strategy.
- What can I actually afford?
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We assess your income, expenses, and financial commitments to calculate your genuine borrowing capacity. We'll show you what you can borrow and, more importantly, what you can comfortably repay while maintaining your lifestyle.
Free Consultation
We assess your finances, confirm your eligibility, and identify the right guarantee for you.
Loan Recommendation
Our unique approach locates skill based industry professionals
Application
We prepare and submit everything. Accurately and completely, the first time.
Approval and Settlement
We manage the process through to unconditional approval and settlement.
