Your financial expertise makes you an attractive borrower. Lenders view accountants as stable, high-income professionals — which means you may be eligible to purchase a property with just a 10% deposit and pay absolutely no Lenders Mortgage Insurance.
Eligible: Civil, Structural, Mechanical, Mining, Electrical, Senior IT Professionals.
Why Choose SaaN Home Loans?
Our approach is built on clear communication and personalized support. We believe every first home buyer deserves expert guidance without the confusion, and we're here to make that happen for you.
and select the best one for you.
whether you are climbing the career ladder or building a property portfolio.
paid by the lender at settlement.
FAQs
- Do I need a CPA or CA qualification to qualify?
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Some lenders require current membership with CPA Australia, Chartered Accountants ANZ, or a recognised professional body. We confirm what applies during your consultation.
- Does this apply to investment properties?
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Yes. Eligible accountants can access the 10% deposit and no LMI benefit for investment purchases as well.
- What if I work in public practice versus industry?
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Most lenders accept both. We confirm specific requirements based on your employment type.
- Can I combine this benefit with other loan features like an offset account?
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Yes. We structure your loan to include features that work best for your financial situation.
Step 1: The Strategy Session (Kick-Off)
- What happens: A 30-minute deep dive into your goals.
- Key focus: We identify your "Professional Tier" to unlock exclusive benefits
like LMI Waivers or Discounted Interest Rates.
- Your Action: Secure your session via our Online Booking Portal.
Step 2: The Digital Vault (Document Collection)
To move fast, we need a clean "Credit File." Use our secure portal to upload your essentials:
Step 3: The Blueprint (Pre-Approval)
- What happens: We compare over 5 lenders (Major Banks & Specialists) to find
the sharpest professional package.
- The Result: Pre-Approval (valid for 90 days), giving you the green light to bid with confidence.
Step 4: The Green Light (Formal Approval)
- What happens: Once you’ve found a property, we order the valuation and submit for "Unconditional Approval".
- Tech-Driven: Sign your loan offer digitally via secure e-signature platforms.
Step 5: The Handover (Settlement)
- What happens: We coordinate with your solicitor and the bank to manage the transfer of funds via PEXA.
- The Result: Settlement is complete—you get your keys!
Step 6: The Watchdog (Post-Settlement)
Our Promise: Your loan isn’t "set and forget." We provide ongoing services such as Annual Rate Reviews. We keep an eye on property growth to ensure another investment. Regular updates on current property market.
