Doctors are among the most favoured borrowers in Australia. Lenders view medical practitioners as extremely low-risk which translates into one of the most generous loan benefits available. At SaaN Home Loans, we help eligible doctors purchase a home or investment property with just a 5% deposit and absolutely no Lenders Mortgage Insurance.
The savings are significant. The process is simple.
Service Benefits
Our approach is built on clear communication and personalized support. We believe every first home buyer deserves expert guidance without the confusion, and we're here to make that happen for you.
and we go straight to the right ones for your situation.
from confirming your eligibility to managing settlement.
we are paid by the lender after your loan settles.
Service Benefits
- Can I use this to buy an investment property?
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Yes. Eligible doctors can access 5% deposit and no LMI for both owner-occupied and investment purchases.
- Do I need to be fully registered?
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Yes. You must hold current general or specialist registration with AHPRA. Provisional registration may not qualify.
- Can I borrow jointly with a non-medical partner?
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In many cases, yes as long as the medical professional is the primary applicant. We confirm this with the specific lender.
- Are there income requirements?
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Some lenders have minimum income thresholds. We clarify all requirements during your free consultation.
Free Consultation
We review your income, borrowing capacity, and eligibility as a medical practitioner.
Lender Match
We identify the lender with the best doctor-specific policy for your goals.
Application
We prepare and submit your full application.
Settlement
Your loan settles with thousands saved in LMI from day one.
